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Terms of Service
By pressing the Quote Submit Button you agree and give consent to receive quotes for Mortgage Protection Insurance/ or and other insurance services to your mobile phone including SMS / MMS message or/and the email address you provided. For inquiries with land-line phones that cannot accept text messages and prefer a phone call, then one of our Licensed Field Underwriters will call you. You consent and give permission to our licensed brokers, agents or/and field underwriters associated with Conquest Business Group LLC, DBA Family Legacy Brokers to contact you. Your personal information is never sold or distributed to any 3rd party vendors outside of Conquest Business Group LLC, DBA Family Legacy Brokers. You recognize and understand that you are not required to sign this authorization in order to receive insurance services. No obligations of purchasing any insurance are required by you. Under no circumstances do you hold licensed brokers, agents or/and field underwriters, associated with Conquest Business Group LLC, DBA Family Legacy Brokers or/and its partners and affiliates accountable for any liabilities by contacting you by phone or email from this quote. You understand in order to get a proper quote or offer, a license agent will need to gather more personal information regarding health, employment, age, and basic information to help underwriting get you an accurate quote or offer. Quotes are sometimes not the final quote, as Insurance Companies must also agree and do their underwriting to see if the application can be approved at the quote the agent or broker has stated on the application.
Conquest Business Group LLC, DBA Family Legacy Brokers is determined to protect the information that you provide. When you volunteer your information, it is stored on a secure server which is only accessed by Conquest Business Group LLC, DBA Family Legacy Brokers .
This information is used solely for assessing customer requirements for insurance purposes, updating existing policies, or to apply requisite information to an application.
Conquest Business Group LLC, DBA Family Legacy Brokers will also inactively collect non-identifiable personal data which is used for the purpose of improving the customer usability and overall quality of our website.
Once you enter your details and submit the Conquest Business Group LLC, DBA Family Legacy Brokers form, you thereby agree to the terms of this privacy policy. If you don’t agree to any of these terms, please do not submit your details to Conquest Business Group LLC, DBA Family Legacy Brokers or use this website.
Conquest Business Group LLC, DBA Family Legacy Brokers will reserve the right to make changes to this privacy policy as required. It is up to the client to regularly refer to this page and check for alterations or modifications in order to familiarize themselves with Conquest Business Group LLC, DBA Family Legacy Brokers current practices. Conquest Business Group LLC, DBA Family Legacy Brokers will always state policy changes on this page. The laws of the the United States of America govern any legal obligation under this privacy policy, regardless of where the user is at the time of viewing this website.
Please remember that it is essential when purchasing a policy from Conquest Business Group LLC, DBA Family Legacy Brokers that your details should be given to the insurance company, so that they may start the proceedings with the service.
It is possible that Conquest Business Group LLC, DBA Family Legacy Brokers will use third party services when completing your order or for the purpose of validating your application. This is solely in order to provide you with this service and is essential to your application. These third parties are prohibited by law from sharing your personal information or using it to promote or market their own business.
Restrictions, Limitations and Conditions of Use Any unauthorized use of our Site or Site Content for any purpose is prohibited. Your rights to this Site are given on the condition that you use the Site in accordance with these Terms. You may not use the Site for any unlawful purpose and you may not participate in any of the following:
Access, solicit, collect or use any personally identifying information about any other users of the Site or anyone else;
restrict or inhibit others from using the Site;
Transmit to or introduce at the Site any viruses, harmful software, or other modifications or changes to the Site or reverse engineer, decompile, disassemble, reverse assemble or modify any Site source or object code or any software or other services or processes accessible through any portion of the Site or Site Content;
submit, upload, email or otherwise transmit any content or other materials, to or through the Site which (a) is threatening, abusive, defamatory, obscene, vulgar, offensive, or otherwise objectionable, or which may harm minors; (b) infringes or violates the rights of others, or (c) has an advertising, political marketing, promotional or other commercial purpose;
engage in any activities that interfere with another user’s access to the Site or the proper operation of the Site; or
distribute or copy any Site Content manually or by using any robot, scraper, crawler, or any other automatic device or process; frame or utilize framing techniques to enclose any Site Content; or use content from our Site in a manner that suggests an unauthorized association with any of our or our licensor’s products, services or brands.
Conquest Business Group LLC, DBA Family Legacy Brokers has no obligation to monitor your interaction with the Site, but reserves the right to review or monitor the Site and any user submissions in its sole discretion.
Links to Other Sites
In using the Site, you may find that Conquest Business Group LLC, DBA Family Legacy Brokers provides hyperlinks to one or more third-party websites (the “Linked Sites”). Conquest Business Group LLC, DBA Family Legacy Brokers provides these links as a convenience for you and other users but is not responsible for the content of, or links to and from, the Linked Sites. Your linking to these Linked Sites is at your own risk. We encourage you to read the terms and conditions and similar privacy policies of the respective Linked Sites, should you choose to visit them since your use of those Linked Sites will be subject to their terms of use and privacy policies. A link from the Site does not imply a relationship with, or endorsement of, the Linked Site(s) or its content, purpose, policies, or business practices by Conquest Business Group LLC, DBA Family Legacy Brokers.
Disclaimer, Limitation of Liability, and Indemnification
The materials, Site Content and services offered on the Site are provided “AS IS” and without warranties of any kind. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of non-infringement, merchantability and fitness for a particular purpose. We do not warrant that the use of the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the server(s) that make it available or any advertised or hyperlinked site are free of viruses or other harmful components or that the Site, server(s), or advertised or Linked Sites will be accessible at all times. We do not warrant or make any representations regarding the use of the Site or any information contained therein, including Site Content, with respect to correctness, accuracy, availability, reliability, graphics, links or otherwise. You assume the entire cost of all necessary servicing, repair or correction to any equipment you use to access the Site. To the extent that applicable law may not allow the exclusion of implied warranties, the above exclusions may not apply to you.
Documents, information, product descriptions, graphics and other materials appearing on the Site may include technical inaccuracies, miscalculations, typographical errors, and out-of-date information. Use of such documents, information, product descriptions, graphics or other materials is at your own risk.
You waive any and all claims and rights against us and our affiliates, parents, and successors and each of our employees, assignees, officers, agents and directors (the “Conquest Business Group LLC, DBA Family Legacy Brokers”) resulting from injury or damage to, or destruction, theft, or loss of, any property, or person, to the maximum extent permitted by applicable law. None of the Conquest Business Group LLC, DBA Family Legacy Brokers Parties will be liable to you under any cause of action, for any direct, indirect, special, incidental, consequential, reliance or punitive damages, including loss of profits or business interruption. You hereby agree to indemnify the Conquest Business Group LLC, DBA Family Legacy Brokers Parties from and against any and all claims, liabilities, and expenses (including reasonable attorneys’ fees), resulting from your use of the Site or any breach of these Terms by you.
Ability to Accept Terms
You affirm that you are the age of majority in your jurisdiction and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms, and to abide by and comply with these Terms. The Site is not intended for children under the age of eighteen (18). If you are under 18 years of age, then please exit now and do not use this Site.
Data Processed in the United States
Conquest Business Group LLC, DBA Family Legacy Brokers processes data in the United States, and we make no representation that this Site is appropriate or available for use beyond the United States. If you use this Site from other locations, you are doing so on your own initiative and are responsible for compliance with applicable local laws regarding your online conduct and acceptable content, if and to the extent local laws apply. This Site may describe programs and services that are available only in the United States (or only parts of it). We reserve the right to limit the availability of this Site and/or the provision of any content, programs, service, or other feature described or available on this Site to any person, entity, geographic area, or jurisdiction, at any time and in our sole discretion, and to limit the quantities of any content, program, service, or other feature that we provide.
Conquest Business Group LLC, DBA Family Legacy Brokers only sells insurance in states where we are licensed to sell.
Our Services are offered through our licensed insurance producer entity, Conquest Business Group LLC, DBA Family Legacy Brokers is not an insurance carrier. Instead we provide the products and services of our admitted insurance carrier partners licensed to sell insurance in your state. Not all products are available in all states. Conquest Business Group LLC, DBA Family Legacy Brokers is paid commissions and may receive other performance-based compensation for its services.
The products we offer are only for people who live in the United States. We don’t and don’t intend to sell insurance products outside the United States, or anywhere Conquest Business Group LLC, DBA Family Legacy Brokers isn’t licensed.
Our quote is not the final price
Conquest Business Group LLC, DBA Family Legacy Brokers generates quotes for life insurance products. These prices change based on your answers to our questions and information collected during your application, your choices for different products, or due to changes of insurance pricing guides. For example, if you apply for life insurance just before your birthday, but don’t pay for it that day, it can cost more a few days later — as it’s after your birthday and your price may go up as you get older. Whenever you leave your application before you pay, your price may change. Your price isn’t final and set until you sign your insurance contract with our insurance carrier and pay your initial premium.
Conquest Business Group LLC, DBA Family Legacy Brokers protects its brand and assets
© 2022 Conquest Business Group LLC, DBA Family Legacy Brokers. All rights reserved. Conquest Business Group LLC, DBA Family Legacy Brokers and all of our logos and designs are trademarks and/or service marks of Conquest Business Group LLC, DBA Family Legacy Brokers. You may not use our images or logos without first getting the okay from us in writing.
Everyone who uses our Services and visits our website should respect intellectual property laws and the rights of Conquest Business Group LLC, DBA Family Legacy Brokers. If something does not look right on our website or if you have any concerns, you may send us questions. We will work quickly to look into your question and will remove material from our website if we determine third party copyrighted material is displayed without Conquest Business Group LLC, DBA Family Legacy Brokers holding a license to do so. Your notice must follow the requirements of U.S. Copyright Act 17 U.S.C. 512(c)(3) and all regulations promulgated, each as amended (Notice Requirements), and/or the specific requirements of the Digital Millennium Copyright Act of 1998 (DMCA), whichever applies. If you inappropriately report a violation, infringement, or ownership of a copyright, you may be liable for damages (including reasonable costs and attorneys’ fees).
Conquest Business Group LLC, DBA Family Legacy Brokers’ name, logos, designs, business processes, and everything else that’s part of our Services are protected by intellectual property rights including copyright, trademark, trade secret, and other laws of the United States. Our Terms don’t give you any license to use any of our intellectual property, other than as necessary to use our Services and to assist you in purchasing insurance products we make available to you.
You agree to honor Conquest Business Group LLC, DBA Family Legacy Brokers’ ownership rights related to our Services and the rights of the other parties whose intellectual property is included in the Services. You will not misuse Services or any third party intellectual property used along with the Services. You may not copy or reproduce any of the Services in any form or by any means; you may not rent, sell, lease, grant, modify, distribute, or create derivative works based on the Services. You will not trespass, bypass, interfere with, disrupt any host or network systems, burden the network capacity, overload, flood, spam, mail-bomb, infect, or install or send a virus, spyware, or any other malware or Trojan horse of any kind, or in any other way disrupt the proper operation of the Services.
We are not granting you any right, title, license, or interest in the Services.
Your Conquest Business Group LLC, DBA Family Legacy Brokers Account
Your Conquest Business Group LLC, DBA Family Legacy Brokers account keeps your relevant content and documents related to the Services, such as copies of your policy documents. We strive to keep your information safe. The most sensitive part of data security is your password. We need to be able to assume that anyone using your Conquest Business Group LLC, DBA Family Legacy Brokers Account, by using your password and credentials, is you. We’ll never ask you to email us your password. Don’t share it with anyone. Always use a unique, hard-to-guess password. Quickly ask to reset your password if you ever suspect that your password and credentials are ever at risk.
Also, by creating your Conquest Business Group LLC, DBA Family Legacy Brokers Account, you agree that the information you share is true and accurate, and that you will keep your information up-to-date, complete, and accurate. This is important for both managing your insurance products and offering you exceptional service. For example, if you move to a new place, your policy may have to be updated as each state has different rules for insurance products.
Disclaimer of Warranties
WE DO NOT PROVIDE ANY WARRANTIES WITH RESPECT TO THE USE OF THE SERVICES, INCLUDING ANY AND ALL SOFTWARE INCLUDED THEREIN, WHICH IS PROVIDED “AS-IS”. YOU USE OUR SERVICES WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OR CONDITION OF ANY KIND, AT YOUR OWN RISK. Conquest Business Group LLC, DBA Family Legacy Brokers DISCLAIMS ANY AND ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. We do not take on or assume any responsibility for any harm, loss, or corruption to you, your computer, or your data (or any third party data or computer) from your use of our Services. Some states don’t allow for these limitations of liability. If you live in one of these states, then these warranties will be limited and the limitation on liability will be $100.00 in the aggregate for any and all claims.
The Services include information to help you think through what insurance is best for you. We aren’t a replacement for your lawyer, financial advisor, or tax planning specialist. We simply provide useful information to help you think through your insurance decisions.
Limitation of liability
IN NO EVENT SHALL (I) Conquest Business Group LLC, DBA Family Legacy Brokers BE LIABLE TO YOU OR ANY THIRD PARTY FOR SPECIAL, INDIRECT, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS, REVENUES OR SAVINGS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE, AND (II) OUR LIABILITY FOR DAMAGES TO YOU OR ANY THIRD PARTIES EXCEED, IN THE AGGREGATE, THE FEES PAID BY YOU TO US DURING THE LAST YEAR PRIOR TO THE DATE SUCH CAUSE OF ACTION ARISES.
YOU ACKNOWLEDGE THAT (I) THE LIMITATIONS ON LIABILITY IN THIS SECTION ARE REASONABLE AND THAT THE PROVISIONS OF THIS SECTION ALLOCATE THE RISKS UNDER THIS AGREEMENT BETWEEN YOU AND US (AND OUR AFFILIATES), AND (II) WE AND YOU HAVE RELIED UPON THE LIMITATIONS SET FORTH HEREIN IN DETERMINING WHETHER TO AUTHORIZE YOU TO USE THE SERVICES. THE REMEDIES PROVIDED TO YOU IN THE TERMS ARE EXCLUSIVE. Some states do not allow for these limitations of liability. If you live in one of these states, these limits don’t apply to you, and the maximum liability for any of these violations will be $100.00 in the aggregate for any and all claims.
You agree that these are the Terms for your use of the Services, and you have not entered into any other agreement related to your use of the Services. We haven’t and don’t create any third party beneficiary rights by the Terms. If we waive or fail to enforce any of the Terms, it doesn’t waive our right to enforce the Terms against you or someone else in the future. You may not assign any rights granted by the Terms to any third party, and any attempt to do so will be null and void. Conquest Business Group LLC, DBA Family Legacy Brokers may assign the Terms to any affiliate, subsidiary, or any acquirer of substantially all of the assets or capital securities of Conquest Business Group LLC, DBA Family Legacy Brokers. If a provision of the Terms is found unenforceable, the remaining provisions of the Terms will remain in full effect, and we will substitute a replacement enforceable term reflecting our intent as closely as possible.